It can be difficult for many people to know when it is necessary for them to obtain the help of a lawyer for a case. With a worker’s compensation case, it is typically necessary to hire a lawyer when you find yourself having to dispute the insurance company to obtain your compensation. Below are some other reasons why you may find yourself having to hire a workers compensation Portland lawyer to represent you, such as the one found at peterohansenlawyer.com.
Your Claim Gets Denied
One of the main reasons a person will hire a lawyer for workers’ compensation is when their claim gets denied by the insurance company. The insurance companies will deny a claim for a variety of reasons. It is a lawyer’s duty to find out why and try to remedy the situation.
Permanent Disability Rating Being Disputed
Many of the workers’ compensation cases and settlements are for permanent disability benefits. The benefits for these cases are calculated based on the rating you receive for the permanent disability. If your insurance company does not agree with the rating your have received from your doctor, they might deny your claim. They may also require that you get an independent medical exam by a doctor of their choosing. However, their doctors will typically assign you a lower rating than your own doctor to save the insurance company money.
If you have a preexisting condition on the same body part in which you injured at work, you will find that you have a much harder time getting the insurance company to accept your claim. They will most likely try and blame your injury on the condition you already have. This can be especially true when your injury was one that happened slowly over time at work instead of one single injury accident.
Lawyers are necessary to hire when you are having trouble getting your workers’ compensation claim approved. They know how to work with insurance companies and doctors to help you get the benefits you are entitled to after getting hurt on the job.